Scoring Services

Bevertec CST Inc. Phone: 416 695-7525 ext 273 Address: 5935 Airport Road Mississauga, On L4V 1W5

Creative Business Decisions, Inc. Phone: 609-452-9551 Fax: 609-452-1614 Address: 12 Roszel Rd., Suite A102 Princeton, NJ 08540

CRIF North America Phone: 866.206.2622 Fax: 813.282.9398 Address: 2701 N. Rocky Point Dr, Suite 1100 Tampa, FL 33607 Specialize in providing model-based business solutions throughout all stages of the credit lifecycle. Extensive experience in developing credit card pre-screening strategies, as well as portfolio risk, profitability, and attrition analyses. These solutions can be easily integrated into our powerful decision engine software for comprehensive CRM, from initial underwriting through portfolio management. www.crifnorthamerica.com

Northwest Survey & Data Services Phone: 541-687-8976 Fax: 541-687-8945 Address: 970 West 7th Avenue Eugene, OR 97402 Charge-off formulas are created for each client using scientific methods. NSDS predicts credit charge-offs directly www.nsdssurvey.org/Credit_Issuers.htm

Scoring Solutions, Inc. Phone: 770-988-9264 Address: 5500 Interstate N. Pkwy, Suite 400 Atlanta, GA 30328