Risk Management

Bevertec CST Inc. Phone: 416 695-7525 ext 273 Address: 5935 Airport Road Mississauga, On L4V 1W5

CRIF North America Phone: 866.206.2622 Fax: 813.282.9398 Address: 2701 N. Rocky Point Dr, Suite 1100 Tampa, FL 33607 Specialize in providing model-based business solutions throughout all stages of the credit lifecycle. Extensive experience in developing credit card pre-screening strategies, as well as portfolio risk, profitability, and attrition analyses. These solutions can be easily integrated into our powerful decision engine software for comprehensive CRM, from initial underwriting through portfolio management. www.crifnorthamerica.com

InfiCorp Holdings, Inc. Phone: 404-965-6194 Fax: 404-965-6073 Address: 3490 Piedmont Road, Suite 910 Atlanta, GA 30305 InfiCorp manages credit card portfolios through positioning as a value-added outsourcer that partners with financial institutions and other relationship entities. InfiCorp focuses on opportunities leveraging the strong brand names of clients with our category expertise. Offerings include portfolio acquisitions and agent bankcard alliances, full-scale portfolio management arrangements, and marketing alliances. www.inficorp.com

JLS Associates, Inc. Phone: 501-312-2022 Fax: 501-225-0164 Address: 13804 Belle Pointe Drive Little Rock, AR 72212 JLS Associates is a management consulting firm, specializing in the Payments Card industry (Credit, Debit, Smart, Stored value, Gift, etc.). The Firm is made up of a dynamic group of experienced professionals whose sole focus is to bring the success they www.jlsassociates.com/

Solomon-Lawrence Partners Phone: 212-866-2395 Fax: 212-866-7269 Address: 119 West 57th Street, Suite 200 New York, NY 10019 Solomon Lawrence Partners has been delivering training and communications on consumer credit issues for over 15 years for many of the leading consumer financial institutions, domestically and abroad. Products include a seminar, Consumer Credit: Managing Risk and Reward; a recently published (July 2002) book, Managing a Consumer Lending Business; and a self-instructional CD-ROM on credit scoring. www.solomon-lawrence.com

Transaction World Magazine Phone: 888.407.8355, ext 3 Fax: 770.594.7359 Address: PO Box 1635 Roswell, GA 30077 Transaction World Magazine reaches over 15,500 professionals in the bankcard acquiring industry every month. Does your message reach this many qualified buyers? Call us today to learn more about advertising, direct marketing and other promotional opportunities that will help your business grow! www.transactionworld.net