March 2011 Conferences

Conference: 4th Mobile Commerce Summit Group: Dates: Mar 14 - 17 Location: Sheraton Imperial Kuala Lumpur Hotel The mobile commerce market in Asia has been growing extremely fast in the past few years and everyone has no doubt it will even accelerate in the year of 2011. Pioneer stakeholders including from regulators, retailers, telecom operators, banks, payment processors, technology providers and hardware vendors have been exploring and proving various business models and partnership. New players continue to enter this market in drove trying to capture a slice of the big pie. While the prospects are bright, the road has showed us a lot of twists and turns. Where do the real business opportunities lie? What are the proven project experience and lessons that we can learn from? How to make mobile commerce really benefit the mass? How to build, manage mobile money service network efficiently? How can operators achieve profitability while enhance customer experience through mobile commerce? What are the ignored values of mobile commerce for banks? How can operators and banks work together with regulators to achieve win-win situation? How can merchants benefit more from mobile commerce? How to increase usage of mobile commerce by partnering with trusted financial institutions? What innovative roles can technology and solution providers play at the new stage of mobile commerce? How can regulators manage risk and security properly? Responding to all these key impressing challenges, The 4th Mobile Commerce Summit Asia aims to create a most comprehensive and effective platform for all the stakeholders to share, discuss, explore, learn and take the first mover advantage.

Conference: 6th Annual Private Banking Asia 2011 Group: Terrapinn Dates: Mar 14 - 16 Location: TBA Singapore Private Banking Asia 2010 hosted over 150 attendees from private banks, family offices and related financial industry professionals to harness the evolving landscape of the private banking sector by means of applied knowledge and renewed business relationships. During the 2 days event, attendees have commented on the calibre of our speakers, the relevance of the well-researched content, as well as the abundance of networking opportunities between the participants. We would like to thank all our delegates, speakers and sponsors for their ardent support at this event as we continue to serve the industry in 2011. www.terrapinn.com/2011/pbasg/

Conference: Mobile Financial Services Group: Informa Dates: Mar 15 - 16 Location: Grand Connaught Rooms London, England Welcome to Mobile Financial Services 2011! We have run the Mobile Financial Services conference for the past thirteen years, during which time there have been hundreds of trials on technologies such as NFC and ‘mobile wallets’. Yet, despite all these trials, the user uptake has been pretty limited. It has hit a point where all the mobile money events go over the same old points time after time. Well, in 2011 we will be bringing you something a bit different. Do you want to know what the consumer is using m-banking for, and how? Are you interested in the retailer’s side of the story on NFC programs that have hit the high street? Would you like to hear about some of the trials that didn’t work out, and what lessons need to be taken away? www.mobile-financialservices.com/

Conference: Loyalty Expo 2011 Group: Loyalty 360 Dates: Mar 20 - 22 Location: Hyatt Regency Grand Cypress Orlando, FL Loyalty Expo was created to be the first of its kind -- a true "Voice of the Customer"-driven, best-practice-focused customer engagement, loyalty, and reward conference. The Expo will continually provide a forum of best-in-class vision and resources to assist our members in reaching their customer relationship-building goals through networking and learning from your peers. www.loyaltyexpo.com/

Conference: Central and Eastern European Card Markets Group: SMI Dates: Mar 21 - 22 Location: Radison SAS Beke Hotel Budapest Emerging from the recession and with constantly evolving technology and regulation there has never been a more crucial time to be aware of the issues facing the market. Attend this conference to discover and network with the key personnel; from local and Central banks to the foremost experts in the industry - learn about the big issues from the people who really know. www.smi-online.co.uk/events/overview.asp?is=8&ref=3510

Conference: Cards Africa 2011 Group: Terrapinn Dates: Mar 22 - 23 Location: Sandton Convention Centre Johannesburg Cards Africa 2011 is where Africa's banks and card payment solutions specialists meet to discuss the future of cards, payments, transaction and new applications. This is where alternative use and all new technologies will be discussed - in an interactive, dynamic setting. www.terrapinn.com/2011/cardsza/

Conference: Mobile MoneyWorld Africa 2011 Group: Terrapinn Dates: Mar 22 - 24 Location: Sandton Convention Centre Johannesburg What’s the buzz with Mobile Money in Africa? Do you understand the business models? Are you looking to target a new customer base? Mobile Money World Africa will allow to find strategies to help you:New strategies www.terrapinn.com/2011/mobileza/

Conference: Cards & Payments Australasia 2011 Group: Terrapinn Dates: Mar 28 - 29 Location: Hilton Hotel Sydney Forming part of the 16th annual Cards & Payments Australasia conference Prepaid Cards Australia will examine opportunities for Prepaid cards in Australia. Globally, the market for prepaid credit cards is worth an estimated US$25 billion, with US$15 billion of that being for open loop cards, which allow recipients to use the card anywhere credit is accepted. With regards to prepaid card use in Australia, the market is expected to grow strongly. This is being driven by factors such as consumer desire to reduce credit balances in the new decade rather than inflating them, as well as applications in Government, corporate incentive, travel products and online payments. www.terrapinn.com/2011/prepaid/

Conference: 2011 Mobile Payments Group: Alternative Payments Systems Innovations Dates: Mar 29 - 30 Location: Hyatt Regency San Franciso, Ca APSI 2010 Mobile Payments event brought together decision-makers and leading thinkers in the rapidly evolving mobile payments arena. Following the great success this inaugural Summit SSN is thrilled to announce that APSI 2011 Mobile Payments event will take place on March 29-30, 2011, at the Hyatt Regency in San Francisco. paymentinnovations.net/index.html

Conference: PepaidCards Australia 2011 Group: Terrapinn Dates: Mar 29 - 29 Location: Hilton Hotel Sydney Forming part of the 16th annual Cards & Payments Australasia conference Prepaid Cards Australia will examine opportunities for Prepaid cards in Australia. Globally, the market for prepaid credit cards is worth an estimated US$25 billion, with US$15 billion of that being for open loop cards, which allow recipients to use the card anywhere credit is accepted. With regards to prepaid card use in Australia, the market is expected to grow strongly. This is being driven by factors such as consumer desire to reduce credit balances in the new decade rather than inflating them, as well as applications in Government, corporate incentive, travel products and online payments. www.terrapinn.com/2011/prepaid/

Conference: Airline Distribution 2011 Group: UATP Dates: Mar 30 - Apr 1 Location: Kowloon Shangri-La Kowloon, Hong Kong Airline Distribution 2011 is a global distribution conference hosted by UATP, 30 March-1 April at the Kowloon Shangri-La, Hong Kong. Designed to maximize networking opportunities for airline executives and industry suppliers, this is the eighth edition of the Airline Distribution series. Learn what is most important among the changing factors in the world of distribution Distribution is ever-evolving in the airline industry and is a critical segment of any airline’s model. Across two days Airline Distribution will bring together industry experts to showcase the best distribution strategies to ensure success for every airline. Airline CEO’s will present what they have learned, the good and the bad, and how to take lessons learned into future profitability. www.uatp.com/news-and-events/airline-distribution-2011.html

April 2011 Conferences

Conference: Payments 2011 Group: NACHA Dates: Apr 3 - 6 Location: Austin Convention Center Austin, TX PAYMENTS 2011 offers a remarkable opportunity to reach an audience of dynamic financial institution, corporate, and government electronic payments decision-makers. Deliver a strong message to others that your company is a dedicated leader and influential front-runner in the electronic payments arena. Move your companys recognition to a whole new level by exhibiting or sponsoring at PAYMENTS 2011. payments.nacha.org/

Conference: EPCA Payment Conference Group: EPCA Dates: Apr 4 - 6 Location: Convention Centre of Novotel Amsterdam City The payments industry is changing rapidly. Banks embrace the mobile channel which is rapidly converging with the PC channel. Paypal, Mastercard and Visa are 'outsourcing' their innovation. The European banks are not collectively taking charge of the e-channel in a SEPA world. Political pressure is mounting. Paralysis looms. Social media are changing customer behavior rapidly. How to service this next generation? How to link these new needs with existing models and payment (processing) habits? Will banks regain the initiative? What are opportunities for other service providers? These and many other strategic and operational discussions will be discussed the EPCA Conference: unlocking the payments potential. A unique must-attend event in Amsterdam 4-6 April 2011 for bankers and other payments professionals! The international EPCA Conference is the only objective event around, with 100% Free of Sales Presentations. The workshops and meetings are interactive, educational and have a strategic impact. Don’t miss your opportunity to keep pace with industry changes and benefits from three days of unmatched networking! www.epcaconference.com/index.php/2011/2011/home

Conference: Credit & Collection News Annual Conference Group: Credit & Collection News Dates: Apr 6 - 8 Location: Ritz Carlton Resort half Moon Bay San Francisco, CA Credit and Collection News is proud to present our 6th annual Credit and Collection News Conference. Come join us at the Ritz Carlton Resort Half Moon Bay (San Francisco) for 3 days of learning, discussing, meetings and having some fun in Northern California. Credit and Collection News is well known for putting on top conferences with relevant speakers on today's issues. We have had Senators, Congressman, Governors, Federal Reserve Bank Presidents, attorney Generals and so many more keynote speakers over the years. This year we are planning the same high top quality speakers that make you want to attend the sessions. Besides a great line up of speakers, CCN's 6th annual conference will be having an exhibit hall, host our 6th annual golf tournament, and include some more fun activities at night. Last year the exhibit hall was sold out - do not miss your chance to exhibit to our attendees. Over the years we have had comedy night where the comedians from "Who's Line is it Anyway?" and Chelsea Handler perform. Do not miss your chance to attend the 6th annual show. Sign up early and get your early bird discount before time runs out. www.creditandcollectionnews.com/events-cat.php?cid=9

Conference: Annual Financial Services Strategy & Technology Conference & Exhibition Group: Tower Group Dates: Apr 13 - 15 Location: Boston Park Plaza Boston, MA The 17th annual CEB/TowerGroup Financial Services Conference and Exhibition attracts hundreds of senior level executives from premier financial services institutions and leading technology providers. The three-day executive Conference will address how financial service companies can seize opportunities amid the changing industry landscape, focusing on new and restructured competition, regulatory transformation, and a critical linkage between technology and business success across banking, insurance, and securities firms. Come see how progressive firms are building enduring models and customer relationships! The Conference provides an opportunity for analysis and forecasts for the financial services industry through keynotes, breakout sessions, CEB Insight User Groups, interactive workshops, 1:1 meetings, and networking receptions. www.cvent.com/EVENTS/Info/Summary.aspx?e=98bce06f-68aa-46f8-8a6a-1842a5015c39

Conference: Cards Asia Group: Terrapinn Dates: Apr 13 - 15 Location: Suntec Singapore International Convention & Exhibition Centre Suntec Cards Asia is Asia's largest cards and payments exhibition. For the last 16 years the show has showcased end-to-end payment solutions and applications. It brings together Asian leaders, from many industries, to address challenges and opportunities in cards and payments. www.terrapinn.com/exhibition/cards-asia/

Conference: Mobile MoneyWorld Asia 2010 Group: Terrapinn Dates: Apr 13 - 15 Location: SUNTEC Singapore International Convention and Exhibition Centre Singapore Mobile Money World Asia 2011 is Asia’s key event on mCommerce. The main focus for 2011’s event will be on the winning strategies for cross-border remittance market. With increasing success of mCommerce in pockets of Asia, we know that the potential of growth is great in mobile transactions. Attendees will come away with ideas and opportunities to refine mCommerce strategies and solutions to drive customer experience, satisfaction and retention.

Conference: 23rd Annual Card Forum & Expo Group: PaymentsSource Dates: Apr 27 - 29 Location: Fontainebleau Miami Beach Miami, FL The payments landscape consists of peaks and valleys, and where you sit this year could be the complete opposite from recent years. Credit card issuers, which saw their profits plummet the past two years as cardholder defaults caused their charge-offs to skyrocket, once again are cranking up their marketing engines, fueled by an improved economy. On the downhill slope are debit card issuers, which while prospering for years now face declining revenue as Congress cuts back their ability to earn fee income. Simultaneously, merchants, which appear to have won the battle to reduce their costs to accept debit cards, face the prospect of having to fund acceptance of more-advanced and secure technologies, including EMV chip-and-PIN payments, if regulators deem magnetic stripe cards too risky. And with activity rampant around mobile payments, both merchants and issuers of traditional payment offerings are closely evaluating the growing variety of offerings in search of the best ones to support–or to focus their marketing efforts to compete against. There is no better way to get a bird’s eye view of what folks in the payments industry are doing to address these issues than attending this year’s Card Forum & Expo. A look at this year’s agenda illustrates the broad topics you’ll find hit on many of the issues you face daily that pertain to credit, debit and prepaid card trends, marketing and loyalty, growth strategies, and risk. Attendees will learn from top industry executives various strategies on how to overcome market challenges, and you’ll be able to reach out to peers who similarly are working the payments terrain. Please accept our invitation to you to attend the 23rd Annual Card Forum & Expo. Make your reservations now and join us April 27 to 29 at the Fontainebleau Resort in Miami Beach, Fl. www.paymentssource.com/conferences/cfe11/

May 2011 Conferences

Conference: Mavericks in Banking Group: BAI Dates: May 2 - 4 A radically different, executive forum for senior-level banking executives, who are free-thinking, outspoken, collaborative and open-minded. Their priorities? What can be done right now to improve profitability in the present and for the long-term.

Conference: Smart Card Alliance Annual Conference Group: Smart Card Alliance Dates: May 2 - 5 Location: Hyatt Regency- McCormick Place Chicago, IL www.smartcardalliance.org/pages/activities-next-conference

Conference: Regulatory Compliance & Risk Management for Financial Services Group: ACI Dates: May 5 - 6 Location: Flatotel New York, NY In light of the ongoing financial reform, the financial industry’s compliance function is facing an influx of change, including the creation of new regulators, the regulation of new markets, the bringing of new firms into the regulatory arena, and the provision of new rulemaking and enforcement powers to regulators. This has resulted in a complete revamp of each affected company’s compliance program. Financial institutions need to be increasingly vigilant to ensure their compliance controls are in place and implemented in a way to conform to the regulations and landmark legislation, as it filters down the pike. A successful compliance program must be dynamic and proactive; it must constantly assess the evolving risks. ACI’s unique forum on Regulatory Compliance & Risk Management for Financial Services will provide strategies unavailable in any other forum — the strategies you need to build a successful risk management program that addresses what the regulators are looking for and what to expect over the next several weeks, months, and years. The premier faculty includes leaders from the SEC, US Attorney’s Office, FDIC, The Fed, DOJ, OFAC, state attorneys general as well as renowned in-house professionals from Visa, Bank of America, JP Morgan Chase, Harbinger Capital Partners, Wells Fargo Advisors, GE Capital, Fairfield County Bank, Pulte Mortgage, Zurich, ARS National, Capital One, American General Finance, UBS, Comerica, Morgan Stanley, MetaBank, Fay Financial/Fay Servicing, TD Ameritrade and many others. They will provide you with the most up-to-date information and clarifications on complex compliance issues, as well as the future of compliance, helping you stay one step ahead of the curve and avoiding potential risks. www.americanconference.com/regulatory_compliance/FSRegCompliance.htm

Conference: Annual Meeting & Expo Group: ETA Dates: May 10 - 12 Location: San Diego Convention Center San Diego, CA Whether you are looking to create, modify or enter a payments value chain, ETA is the “go to� place! It’s the one-stop conference that will connect you with the information, opportunity and people you need for success. The 2011 ETA Annual Meeting & Expo is where merchant acquirers, financial institutions, processors, alternative payment providers, value added resellers, prepaid companies, and merchant sales teams come together for the most diverse and comprehensive show in the payment industry. www.electran.org/content/view/283/346/

Conference: Finovate Spring Group: Finovate Dates: May 10 - 11 Location: San Francisco Design Center Concourse San Franciso, CA On May 10th and 11th, Finovate returns to San Francisco with FinovateSpring, a two-day showcase of cutting-edge financial and banking technology innovations from leading established companies and hot new startups. This expanded two-day event will feature our signature mix of short, fast-paced demos (no slides allowed!) from handpicked fintech companies and intimate networking time with each demoing company’s top executives. Last year, attendance grew 50%, and we sold out of seats – so we’ve found a bigger location for FinovateSpring 2011. Join us at the awesome San Francisco Design Center Concourse to watch the cutting edge of banking and financial technology unfold, and get a chance to network with hundreds of leading financial executives, venture capitalists, press, industry analysts, bloggers, and fintech entrepreneurs. With only 7 minutes afforded to each demoing company, no other event packs as much unique value into just two days. finovate.com/spring2011/

Conference: Cards Middle East Group: Terrapinn Dates: May 17 - 18 Location: Abu Dhabi National Exhibition Centre Adnec, Abu Dhabi For the last 11 years the show has showcased end–to-end payment solutions and applications. It brings together local leaders from retail banks, telecom operators and government who come to learn the secrets for maximizing revenues from card portfolios, capitalizing on new payment infrastructure and implement countermeasures to combat fraud. In 2011 over 2500 attendees will come away with: * New strategies for growing revenues from card portfolios * New partnerships for increasing market share * The knowledge to implement smart card solutions in your business * Solutions to drive customer experience, satisfaction and retention www.terrapinn.com/exhibition/cards-middle-east/

Conference: Mobile Money World Middle East 2011 Group: Terrapinn Dates: May 17 - 18 Location: ADNEC Abu Dhabi Mobile Money World is the Middle East’s m-commerce conference and exhibition. The $5 billion global m-payment industry is set to become the preferred payment option for tomorrow's customers in the Middle East. Mobile Money World Middle East 2011 brings together leading financial institutions, telcos, retailers and service providers in the m-payments arena. www.terrapinn.com/2011/mmwme/

Conference: Banking Technology Egypt Summit Group: IQPC Dates: May 22 - 25 Location: Fairmont Heliopolis & Towers Cairo, Egypt Unleashing the power of technology and reshaping business processes through solid risk management, e-banking and secure payments strategies www.bankingtechnologyegypt.com/Event.aspx?id=402612

June 2011 Conferences

Conference: Mobile Banking & Emerging Applications Summit Group: American Banker Dates: Jun 5 - 7 Location: Hilton Riverside New Orleans, LA Hear in-depth panel discussion and presentations on the progress, challenges and opportunities within mobile financial services from recognized organizations and expert presenters. Presentations and panel discussions cover the following: * The most influential individuals and companies in mobile financial services, including the early adopters and innovators * Key information you’ll need to continue building the mobile banking business case * Various mobile payments models and how this impacts your organization * Social networking and payments * Beyond the mobile phone: The devices that will deliver the next generation of mobile financial services www.americanbanker.com/conferences/mobile11/

Conference: Underbanked Financial Services Forum Group: American Banker Dates: Jun 8 - 10 Location: Hilton New Orleans Riverside New Orleans, LA www.americanbanker.com/conferences/cfsi/

Conference: Contactless Cards & Payments Group: SMI Dates: Jun 20 - 21 Location: Hilton London Kensington London It's estimated there are now around 10m contactless cards issued in the UK alone and this number is expected to increase rapidly. This together with a 20% rise in mobile transactions month-on-month, shows consumers are now ready to embrace the contactless revolution and force retailers, card providers, POS providers to provide a workable, universal payment option that is both secure and efficient effective. SMi’s highly influential Contactless Cards and Payments Conference provides the industry with the platform to indentify the key issues, future developments and industry trends to ensure contactless technology is sustained as the fastest growing payment method in the market. This is an event that cannot be missed by any company currently involved in contactless payments and any organisation looking to gain a share of this rapidly expanding market. www.smi-online.co.uk/events/overview.asp?is=8&ref=3515

Conference: Prepaid Card Compliance Group: ACI Dates: Jun 23 - 24 Location: Washington, DC The prepaid card industry is facing unprecedented legal and regulatory challenges at both the state and federal levels. ACI’s 4th Annual Forum on Prepaid Card Compliance will provide you with the information and insights necessary to ensure compliance.

Conference: International Conference On Applied Financial Economics Group: Research And Training Institute Of East Aegean Dates: Jun 30 - Jul 2 Location: INEAG Centre Samos Island Each year the AFE Annual Samos Conference provides an opportunity to meet and network with a diverse range of Industry leaders and senior professionals in the world of Finance from all over the world. This year the conference will focus considerable attention on the global financial crisis and its impact. The conference will bring together top finance policy makers, professionals, and academics to discuss current financial turbulence, seek methods to overhaul financial and banking systems, and address the issues of stimulating consumption and investment. Special Sessions that will focus specifically on the global financial crisis will be included. A bridge between the East and the West for centuries, Samos is located in the heart of Aegean Sea, where you'll find a harmonious blend of culture, cuisine, arts and architecture along with fascinating beaches and sea. The 7th AFE Conference was a great success proving it is still the must attend Conference of the year in this field. I am looking forward to meeting you in Samos in July at what promises to be a most stimulating and enjoyable event! www.ineag.gr/AFE/index.php

July 2011 Conferences

Conference: Finance & Economics Conference Group: Lupcon Dates: Jul 5 - 6 Location: Frankfurt am Main, Germany The Lupcon Center for Business Research is proud to announce that the Finance and Economics Conference 2011 will take place in Frankfurt am Main, Germany, on July 5-6, 2011. Join us for our conference in one of Europe’s major financial hubs to discuss current issues in the field. www.lcbr-fec.org/index.htm

Conference: Banking Outlook Africa Group: Terrapinn Dates: Jul 18 - 22 Location: Sandton Convention Centre Johannesburg Banking Outlook Africa 2011 is the only event dedicated to maximising the opportunities for retail banking in the African market. The conference focuses on strategy and innovation for Africa’s retail bankers. Innovative solutions of generating revenue from Africa’s unbanked markets will also be addressed. www.terrapinn.com/2011/bankza/

August 2011 Conferences

Conference: Direct Response Forum Group: CVENT Dates: Aug 8 - 10 Location: San Diego Sheraton San Diego, CA The Direct Response Forum serves Customer Not Present (CNP) professionals by providing knowledge of best practices, networking opportunities, advocacy for merchants, and access to the leaders shaping the CNP processes and regulations. We are an organization created by and committed to helping merchant organizations that process CNP transactions. The DRF provides an exclusive venue for payment industry peers to meet, and to share practical solutions that address the unique challenges facing this industry. www.directresponseforum.org/index.php?option=com_content&view=article&id=10&Itemid=6

November 2011 Conferences

Conference: Annual Conference Group: AFP Dates: Nov 6 - 9 Location: Boston Convention Center Boston, MA Join us at the Boston Convention Center November 6-9, 2011 for the most important event for treasury and finance. The 2011 Conference will offer the latest trends in treasury and finance practices, insightful case studies and, with more than 5000 treasury and finance professionals, the best networking available. www.afponline.org/pub/conf/an11.html

Conference: Annual Conference Group: AFP Dates: Nov 6 - 9 Location: Boston Convention Center Boston, MA Join us at the Boston Convention Center November 6-9, 2011 for the most important event for treasury and finance. The 2011 Conference will offer the latest trends in treasury and finance practices, insightful case studies and, with more than 5000 treasury and finance professionals, the best networking available. www.afponline.org/pub/conf/an11.html