RAM, founded in 1986, quickly emerged among the foremost research firms focused on the payment card industry. In September, 1995, RAM launched a web site to pioneer the distribution of new and existing information services. CardFlash, the world's first daily news and advisory service for payment card executives, was among the new services launched with the web site in 1995. The web site also created a new paradigm for the delivery of RAM's consumer information services. For the first time RAM Research was able to deliver comparative information to consumers free-of-charge through the development of online advertising revenues. Due to the success of its online efforts, RAM Research began building the CardWeb.com® brand in early 1998. In 2000, CardWeb.com became a separate entity from RAM Research Group. RAM continues to produce some of CardWeb's institutional services under an exclusive license. CardWeb.com®, Inc. also has exclusive distribution agreements with other financial information web sites.

TODAY
CardWeb.com® currently serves hundreds of institutional clients in more than 30 countries via offices in the United States of America, United Kingdom, and Australia. Each year millions of consumers regularly come in contact with CardWeb.com® via the Company's Web site and the national news media. The firm was selected by Forbes magazine as one of the "Top 250 Financial Information Web Sites". Since 1988, CardWeb.com® has prepared the monthly comparative credit card tables for the Wall Street Journal.

CORPORATE
CardWeb.com, Inc.® is a privately-owned, Florida-based Corporation. Founder Robert McKinley serves as the top executive officer of CardWeb.com®, a service of Radcliffe Sherman LLC. The company's headquarters are located at 8359 Beacon Blvd, Suite 217, Fort Myers, Florida 33907. CardWeb.com®'s phone number is 800-974-8999 (301-631-9100) and the mailing address is 8359 Beacon Blvd, Suite 217, Fort Myers, Florida 33907.