U.S. Cards (12/6/04)


FULL STORY:

More than 20 million general purpose credit and debit cards were added to the national cardbase during the third quarter. VISA, which holds a 52% share based on total U.S. cards-in-force, added more than nine million cards to end the quarter with 452.5 million credit and debit cards. MasterCard, with a 37.5% share, added more than eight million credit and debit cards in 3Q/04. American Express grew by 600,000 cards in the third quarter to 38 million. For complete details on card breakouts by network, visit CardData (www.carddata.com).

                   3Q/04 CARDS-IN-FORCE
               VISA:            452.5 million
               MasterCard:      325.8 million
               Discover:         53.7 million
               American Express: 38.0 million
               TOTAL:           870.0 million
              Source: CardData (www.carddata.com)
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