Capital One is pitching a new package of unprecedented cardholder commitments not seen since the launch of the AT&T Universal VISA/MasterCard in 1990. The No-Hassle Platinum MasterCard guarantees no balance transfer fees, no cash advance fees, no annual fees, and no foreign exchange fees "ever". Capital One is also making the promise to No-Hassle cardholders of "no telemarketing calls". The new Platinum MasterCard also carries a fixed APR of 8.9% or 9.9% for new purchases, balance transfers, and cash advances. For more information visit http://www.capitalone.com.