American Express has come up with a solution to calm your nerves in the "unlikely event" you do not make your flight. However you better make sure your chair is in the "upright and locked position" and you are firmly seat belted before you hear the cost. This month American Express has begun offering Travel Delay Protection, a new service that will pay up to $200 a night for hotel accommodations in the event of a disruption in schedule. Travel Delay Protection coverage pays for lodging expenses of up to $200 a night, for up to two nights, in the event of a missed connection, delayed flight departure, flight cancellation or denied boarding for $9.95 per ticket. However one catch - it only applies to missed connections, delayed flight departures, flight cancellations and denied boarding when there is no onward transportation made available by 11 p.m. the same day. Once enrolled, the cardholder is billed automatically for each scheduled airline flight purchased on their American Express Card. To file a claim, cardholders need to provide hotel receipts, an original ticket stub, the new ticket stub and a copy of their American Express Card statement reflecting the ticket charge. For more information visit www.americanexpress.com.