Citibank has unleashed a comic strip to help college students understand credit card matters. "The Adventures of Anita Future and Les Foresight" is now available via email from Citibank. All you need to do is email Anita at anita.future@citibank.com with any credit-related questions and a financial expert will answer all inquiries. Citi also offers another free resource called "Credit Matters" (credit-ed.citibank.com) where students can access a range of credit-related information and order free financial education materials. "The Adventures of Anita Future and Les Foresight"  chronicles the financial adventures and misadventures of Anita and her spendthrift counterpart, Les Foresight. Citibank also advises students to do their homework before they choose a credit card.  A free T-shirt is a nice bonus but should not be the only reason to apply for a card.  Read over credit card disclosures carefully.  Determine your needs and go for the card that offers you the right benefits and options.