One of the big three U.S. credit bureaus announced this morning it will furnish credit scores directly to consumers. Trans Union said it is developing a credit score that will be offered to consumers, free of charge, when they request a copy of their Trans Union credit report.  The score is expected to be available before the end of the year. The credit score will provide consumers with a snapshot of their credit profile at a specific point in time.  Credit scores are used by credit grantors to assist in the evaluation of a consumer's creditworthiness and predict the likelihood the consumer will pay as agreed. In addition to the credit score, Trans Union will provide consumers with the factors influencing the rating so as to help them understand how to maintain or improve their credit standing. For more information visit www.transunion.com.