Are you guilty of underage shopping? There is a new payment card just for you. A San Francisco company announced this week an Internet payment card for teens. Cybermoola Inc. unveiled its Cybermoola card which combines the features of a pre-paid phone card and the benefits of an online cash account.  Teens activate their Cybermoola cards by filling out a brief form at the Cybermoola web site. Upon completion of registration, they receive an account and PIN number. The card can then be used at participating e-merchant sites such as CelebritySightings.com, EZCD.com, Outletmall.com and SaulGoodman.com. The cards are available in denominations of $10-$500 and can be purchased and recharged online. As part of the charter launch, the company will be giving away 100,000 'Cybermoola' Internet cash cards worth a total of nearly $2 million. The cards will be distributed between now and the end of October, distributed mainly to teens 13-18 years of age in select major markets including Atlanta, Boston, Chicago, Los Angeles and San Francisco.  The sampling program will be conducted at a variety of teen-oriented events such as movies, concerts, school assemblies, and through email. To apply or for more information visit www.cybermoola.com.