The infiltration of plastic credit into college campuses has raised a personal responsibility issue. Approximately 75% of college students have at least one credit card, and 70% of them obtain a card by their first year of college. Twenty five percent of those who have credit cards obtain a card while still in high school. This month VISA USA and Students in Free Enterprise will co-sponsor the "Responsible Use of Credit Week". The event, scheduled for the week of November 14 - 20, will feature educational events to reach college students and other young adults throughout the country. SIFE Teams are developing web pages, videos, and pamphlets. Campus workshops, lunch seminars, game shows and poster contests are also in the works. SIFE is a non-profit organization that works in partnership with business and higher education to help students take what they are learning in the classroom and apply it in real working situations. The group is active on more than 700 college campuses in 48 states and 15 countries.  In Houston, college students at the University of St. Thomas plan to promote wise use of credit during a 24-hour Midnight Monopoly Marathon beginning at noon on November 18.  The "Credit Card Monopoly" will use standard rules with one exception -- teams will be issued a credit card and must make a minimum payment plus pay finance charges each round.  Teams that exceed their credit limit or that cannot make a credit card payment go directly to jail. For more information visit www.sife.org or call 1-800-677-SIFE.