Whether shopping online at Yahoo! Shopping from the comfort of your home, or braving the malls, the Yahoo! Platinum Visa Card makes it even easier to buy gifts this holiday season.

New and current Yahoo! Platinum Visa cardholders will experience a number of features that make shopping merrier this season.  In addition to existing features such as no annual fee, an APR of 9.99 percent and an online rewards program, the co-branded card now offers an introductory rate of 3.9 percent for new cardmembers for the first five months, and an instant credit feature online.  With this new feature, consumers can apply online, and within a matter of minutes, will be given their credit card number and can immediately start shopping for the holidays.

For existing as well as new cardmembers, Yahoo! Visa also offers e-mail bill payment options.  Cardmembers now have the ability to get paperless statements delivered directly through their e-mail address.  Paperless statements are safe, free and easy to use.  To enroll, cardmembers can simply log into the Yahoo! Visa site (www.visa.yahoo.com), and  select the “paperless statements” service.  Each month, they will receive an e-mail notifying them when their statement will be viewable online.  From there, users will be able to log into the site, review and pay the statement in just a few minutes.

Another added attraction this year is Yahoo! Shopping,(www.shopping.yahoo.com), an online shopping service that helps consumers avoid all the headaches of holiday shopping.  Consumers can surf, find, buy and send the perfect gift from merchants such as Bluefly.com, Cambridge SoundWorks, Crabtree and Evelyn, Digital Chef, Domestications, Egghead.com, FAO Schwarz, Fragrance Counter, Greatfood.com, Road Runner Sports, Smith & Hawken, San Francisco Museum of Modern Art, Yahoo! Gear, and more.  As an added bonus, Yahoo! Visa cardmembers will also earn one reward point for every dollar they spend on or offline, which can be redeemed for merchandise from leading online merchants such as Yahoo! Gear, Amazon.com, CDnow, Cyberian Outpost, Garden Escape, Mother Nature’s General Store, the Sharper Image, eToys and VideoServe.com. Shipping and handling included! 

The card also features a safe, online, shopping guarantee, so that in the event unauthorized charges are applied to a consumer’s card, any and all of these charges will be removed and the standard $50 cardmember liability will be waived.  Other benefits Yahoo! Platinum Visa cardmembers receive include automatic purchase protection, travel-accident insurance, emergency cash and airline-ticket replacement, auto-rental collision coverage, and lost-luggage protection.  The card features a credit line up to $100,000, a money-saving balance transfer option, and 24-hour toll-free customer-service support.

To apply for the Yahoo! Platinum Visa, go to www.card.yahoo.com, or call 888-45-YAHOO (888-459-2466).  Take charge this holiday season!