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SEPARATE AIR TICKETS. Ingenious!!!

-- Most card issuers automatically provide travel accident insurance if you charge the ticket to the card. But if you charge more than one ticket, death benefits may be limited than if you charged each ticket separately. permalink
How do I negotiate a lower APR with a credit card company when the credit card issuer will not budge?
-- Leverage and persistence! If your balance is a maximum of 50% of your credit line and you make at least minimum payments each month, then you can ... more

GAS PUMP TOP-OFF. Difficile!!!

-- Fill-up sooner rather than later as high gas prices and transaction limits may require two credit card or debit cards to top-off the tank. permalink
Is there an advantage to using a credit card that earns miles with one airline or a credit card that offers miles good on any airline?
-- Generally, a card tied to one carrier offers a better overall redemption value, especially with international travel, while the cards offering miles ... more

ONLINE ACCOUNT ACCESS - Brilliant!!!

-- Set-up online access to your credit card account today so you can monitor charges for fraud and avoid getting caught in the credit card late payment or over-limit trap. It is worth every second of your time. permalink
How much does the average family owe on their credit cards?
-- Based on current industry statistics and consumer surveys the average American household with at least one major credit card owes $9659. However, ... more

GIFT CARD FEES. Vexing!!!

-- If you did not receive a full explanation of the fees associated with your store gift card and feel it was misrepresented to you, contact the Federal Trade Commission at www.ftc.gov. permalink
How do you factor in the balance transfer fee with a new interest rate in order to calculate your total savings over your existing account?
-- Most balance transfer offers have rates that expire after one year. In this scenario you simply multiply the new APR by the balance to be transferred ... more

THIN WALLETS. Egghead!!!

-- Do not carry more than three payment cards in your wallet at a time, including a maximum of one debit card. Squirrel the rest away in a sock drawer for safekeeping so you have something to turn to should you get ripped-off. permalink
Is it true that even with bad credit I still obtain a major credit card?
-- If you have filed for bankruptcy, had a repossession, a foreclosure or just gave up paying your bills then you still might be able to qualify for a ... more
Showing entries 1 - 10 of 102 Previous [ 1 2 3 4 5 6 7 8 9 10 11 ] Next
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