Home Cardworthy's Corner™

Professor Cardworthy's Corner™

"Are You Cardworthy or Cardsavvy?"™
The Professor Sez...
Need an answer? Ask the Professor!
Select a category:
Showing entries 1 - 10 of 102 Previous [ 1 2 3 4 5 6 7 8 9 10 11 ] Next

ONLINE ACCOUNT ACCESS - Brilliant!!!

-- Set-up online access to your credit card account today so you can monitor charges for fraud and avoid getting caught in the credit card late payment or over-limit trap. It is worth every second of your time. permalink
How much does the average family owe on their credit cards?
-- Based on current industry statistics and consumer surveys the average American household with at least one major credit card owes $9659. However, ... more

GIFT CARD FEES. Vexing!!!

-- If you did not receive a full explanation of the fees associated with your store gift card and feel it was misrepresented to you, contact the Federal Trade Commission at www.ftc.gov. permalink
How do you factor in the balance transfer fee with a new interest rate in order to calculate your total savings over your existing account?
-- Most balance transfer offers have rates that expire after one year. In this scenario you simply multiply the new APR by the balance to be transferred ... more

THIN WALLETS. Egghead!!!

-- Do not carry more than three payment cards in your wallet at a time, including a maximum of one debit card. Squirrel the rest away in a sock drawer for safekeeping so you have something to turn to should you get ripped-off. permalink
Is it true that even with bad credit I still obtain a major credit card?
-- If you have filed for bankruptcy, had a repossession, a foreclosure or just gave up paying your bills then you still might be able to qualify for a ... more

FEE REFUNDS. Supplication!!!

-- Always call and request a refund if you are charged a late payment fee due to a legitimate reason such as illness, moving, traveling, weather, etc. permalink
I fell on hard times many years ago, lost my good credit rating and was forced to live paycheck-to-paycheck with cash. I now have a good job and need a credit card to travel. What do I need to do?
-- Request a copy of your credit report, it's free. Then try to clean up your past and/or apply for a secured credit card to restore your credit. more

HOLIDAY PROMOTIONS. Sniff Out!!!

-- All the major credit card networks offer special consumer promotions for holiday/winter/off-season travel. Do not pass up a great way to offset higher transportation costs. Bon Voyage! permalink
Are cash back rewards taxable?
-- I am not aware of any efforts to tax cash back rewards but I recommend you talk with your tax professional or the IRS. permalink
Showing entries 1 - 10 of 102 Previous [ 1 2 3 4 5 6 7 8 9 10 11 ] Next
Professionals
News Media
Back to CardWeb.com
About Us
About Us
Contact Us
Media Center
Advertising Inquiries