Features

• Low introductory APR - Prime Rate (currently 8.50%) for one year.
• Still a low rate after the first year - Prime Rate + 3.9%
• $18 Annual Fee ( $28 for gold)
• Free Transfer Checks
• 25 day grace period on purchases

• Many credit cards offer a low rate for a short introductory period, Wachovia's First Year Prime card offers the Prime Rate for a full year - currently 8.50% - and then a rate of the Prime Rate + 3.90% -- one of the lowest permanent rates in the country.
• The annual fee can actually save you money. If you carry a balance of $1,500, you'll save more than $100 the first year compared to an 18% rate card with no annual fee.
• Free Transfer Checks enable you to move balances from other creditors to your low-rate Wachovia account.
• You pay no finance charges on purchases if you pay your balance in full within 25 days.